RPMG Accepts Insurance. Use Your Benefits for Fertility Care

If you’ve been considering fertility care, the end of the year is one of the smartest times to take the next step. Many patients don’t realize how much insurance can cover or how quickly unused benefits can reset once January arrives.

At Reproductive Partners Medical Group (RPMG), we work with a wide range of insurance plans, and our financial counselors help you understand exactly what’s included before you begin. Whether you’re ready for a full evaluation or you simply want to check your fertility baseline, now is an ideal moment to explore your options.

Why This Time of Year Matters for Fertility Care

1. You may have already met your deductible

Many patients have met their deductible or are close to it by the end of the year. That means:

●      Lower out-of-pocket costs

●      Access to testing or consultations you’ve been postponing

●      A chance to complete initial evaluations before benefits renew

If you’ve been waiting for the right time, this is it.

2. Some benefits expire at the end of the year

Not all plans roll unused benefits into the new year. If you have coverage for:

●      Diagnostic fertility testing

●      Blood work

●      Ultrasound monitoring

●      Consultations

…those benefits may expire soon. Completing early testing now can give you valuable information and allow your care plan to start strong in the new year.

3. The new year may bring updated or expanded fertility benefits

Many employers update health plans in January. And with California’s bill SB-729 going into effect, it will be increasingly common to see:

●      Expanded coverage for fertility evaluations

●      Improvements in IVF and IUI benefits

●      More inclusive policies for individuals and LGBTQ+ families

●      Additional support for egg freezing

Taking action now may allow you to use this year’s benefits and set yourself up to take advantage of improved coverage next year.

What Insurance Can Cover at

Coverage varies by plan, but many of our patients receive benefits for:

●      Initial consultations

●      Comprehensive fertility evaluations

●      Hormone testing and blood work

●      Ultrasounds and ovarian reserve testing

●      Semen analysis and male fertility testing

●      Procedures such as IUI or IVF, depending on your plan

Before your first appointment, our team verifies your insurance and provides a detailed breakdown so you know exactly what to expect.

Our Financial Team Makes Navigation Simple

Insurance can be overwhelming…fertility coverage even more so. Our dedicated financial team:

●      Reviews your coverage and eligibility

●      Explains what’s included (and what’s not)

●      Provides transparent cost estimates

●      Helps you avoid surprises

●      Supports you as benefits reset in the new year

You’ll always know where you stand before moving forward.

The Best First Step: Schedule a Consultation

Whether you’re thinking about starting a family soon or simply want a baseline evaluation, a consultation gives you:

●      A personalized fertility assessment

●      A clear overview of your options

●      Insight into what your insurance will cover

●      A head start before January’s new benefits take effect

Ready to Use Your Benefits Before the Year Ends?

Now is the perfect time to understand your coverage, complete early testing, and begin your fertility journey with confidence.

Book your consultation today.